*According to the Money Lenders Ordinance, the maximum effective rate of interest on any loan at 48% per annum. Master Finance Co. Ltd. offers loans with an effective rate of interest ranging from 10% to 48%. The final approved interest rate will vary depending on the individual credit status of the customer and the repayment period, which can range from 3 months to 60 months. For example, for a loan of HKD $50,000 with an effective rate of interest of 10% and a repayment period of 12 months, the monthly installment would be HKD $4,396, and the total repayment amount would be HKD $52,750.