Use of Website or App (For Personal Use Only)
This website or app is maintained and managed by Master Finance Co. Ltd (hereinafter referred to as "the Company") and is for personal use only. You agree not to use this website or app for commercial purposes or engage in any activities that may harm this website or app, the Company, or other users. The Company reserves the right to suspend or terminate your access to this website or app at any time.

Revision of Terms and Conditions
The Company reserves the right to change or modify these terms and conditions at any time. Any changes or modifications will be notified by posting on this website or app. Your use of this website or app indicates your agreement to comply with the latest terms and conditions.

Loan Application
The Company provides financial lending services, and applicants are required to submit relevant documents and complete an application form. Applicants must ensure that the information provided is true, complete, and accurate. The Company reserves the right to review and reject any applications that do not meet the Company's loan criteria.

Disclaimer and Liability
This website or app and all of its content and services are provided for reference and general informational purposes only and should not be construed as financial, investment, or other professional advice or recommendations. The Company shall not be liable for any loss or damage arising from the use or reference of information provided on this website or app. The Company shall not be responsible for any third-party websites or products, even if they are accessed through this website or app.

Intellectual Property
All content on this website or app, including but not limited to text, images, logos, trademarks, graphics, photographs, audio, and video, is owned by the Company or its licensors. No content on this website or app may be copied, reproduced, distributed, or displayed in any form or manner without the prior written consent of the Company or its licensors.

Third-Party Websites
This website or app may contain links to other websites that are not under the control of the Company. The Company shall not be responsible for the content or availability of these websites, nor shall it be liable for any loss or damage arising from the use or reference of these websites. The use of these links is entirely voluntary, and the user assumes all risks.

Language
The Chinese and English versions of these terms and conditions are for reference only. In case of any ambiguity or inconsistency, the English version shall prevail.

Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong. Any dispute or claim arising out of or in connection with the services or products provided by this website or app shall be submitted to the jurisdiction of the courts of the Hong Kong Special Administrative Region.

Severability
f any part of these terms and conditions is deemed invalid or unenforceable, that part shall be deemed deleted, but the remainder of these terms and conditions shall remain valid and enforceable. If any provision or any part of these Terms and Conditions is held to be unlawful, invalid or unenforceable, it shall be deemed to require a minimum amendment to make it valid, lawful, and enforceable.